The 10 Best Rewards Credit Card No Annual Fee

The reward credit cards are frequently used to get benefits and cashback for different purposes. This type of credit card is becoming more demanding in recent times. The rewards credit card no annual fee offer you rewards like cash back, points, or sometimes travel miles for every dollar you spend in different cases. Sometimes the money you spend can be limited to a certain amount. Then you can use your rewards in several ways by depending on your credit card.

You will find many credit cards that charge a certain amount of annual fee only to avail the account. The bank charges this fee when you first open the account and then follows the date every year. But you will get numerous Credit Card for people with no credit from them.

Here we have made a list of some best reward credit cards with no annual fees for your convenience. You will also get the other card’s speed in this information with different rewarding rates. If you have bad credit or your credit is non-existent, you can even avail this credit card.

10 Best Rewards Credit Card no annual fee

There is numerous credit card that offers no annual fee. But here, we have chosen the best credit cards that offer no annual fees and give rewards of different types of cashback.

1) Chase Freedom Unlimited Card

If you are thinking of getting rewards in all the categories, this credit card will suit best for you. Specialties of this card are –

Earn an additional cashback of 1.5% on accessories that you buy. You can get up to a cashback of $300. This reward will work up to $20,000 you spent in the first year.
A variable Annual Percentage Rate (APR) of 14.99% – 23.74%.
Via Chase Ultimate rewards, get a cashback of 5% on all travel purchased. The premier rewards program of Chase will allow you to redeem rewards for travel, gift cards, and something more.
Enjoy a cashback of 3% on dining at restaurants and drugstore purchases. Eligible delivery service and takeout are also included here.
Get cashback of 1.5% on all the remaining purchases.
No Annual Fee.
Intro APR of 0% on all purchases for 15 months.

2) Bank Of America Customized Cash Rewards Credit Card

This credit card is suitable for the people like online shoppers. Features of this card are –

Get a cash rewards bonus of $200 after making an online purchase of a minimum $1000. This opportunity will stay within 90 days of your account opening.
Variable Annual Percentage Rate (APR) of 14.24% to 24.24% on all your balance transfers & Online purchases.
Get 3% of cashback in your favorite category. this cashback will work up to $2,500 in your combined favorite category or grocery category purchase
Earn automatic 2% rewards in wholesale club and grocery store purchases.
You can get unlimited 1% rewards on all other online purchases.
No Annual Fee.
An APR of 0% in intro purchases up to 15 billing cycles. A 3% fee will be applied for a minimum $10 transfer.

3) Wells Fargo Active Cash Card

The Wells Fargo Card comes with exciting features like intro offer, APR, rewards rates, etc. All components of this card are mentioned below:

Earn a cash reward of $200 after passing $1000 in online purchases. Your cash rewards will be applicable for the first 3 months.
The annual Percentage Rate (APR) of transferring a balance is variable from 15.24% – to 25.24%.
Earn unlimited cash rewards of 2% on all online purchases.
Flat cash rewards rate of 2% on online purchases is known as one of the maximum cash rewards rates in flats.
No Annual Fee.
0% Annual Percentage Rate (APR) in intro purchases. This will work up to 15 months from your account opening date.
For a minimum of $5, the Balance Transfer Fee is up to 5%.
3% of Foreign Transaction Fee.

4) American Express Blue Cash Preferred Card

The card from Blue Cash is well-known for its giving top rewards rate in daily necessaries. All the benefits are given below:

After spending $3,000 in online purchases from your new credit card, earn a statement credit of $300. This reward is applicable within the first 6 months.
A variable Annual Percentage Rate (APR) of 14.24% – 24.24%.
6% of cashback at supermarkets in the United States. This cashback will work up to $6,000 per year in all purchases.
By selecting U.S. streaming subscriptions, earn 6% of cashback.
3% of cashback on transit in all sections like a train, bus, taxi/rideshare, parking, tolls, and more.
A cashback of 3% and 1% cashback on the other purchases in U.S. gas stations.
No Annual Fee.
0% of intro purchases APR on purchases for 12 months.

5) Citi Double Cash Card

The Citi Double Cash Card offers different types of cashback as well as rewards points. All the characteristics mentioned below:

Intro Annual Percentage Rate (APR) of 0% on balance transfers for 18 months.
Depending on your creditworthiness, the variable Annual Percentage Rate (APR) will be 14.24% – to 24.24%.
Earn 2% of cashback on all purchases. Here, 1% cashback will work when you buy and the remaining 1% when you pay without picking any specific category.
No Annual Fee.
$0.50 of minimum interest charge.
3% fee for foreign purchases in U.S. dollar amount. This fee will be counted on each & every purchase.
A variable APR of 25.49% for a standard cash advance.
A variable penalty APR of up to 29.99% in paying late payment or the payment is returned.

6) Chase Freedom Flex Card

This card from Chase is a complete package of giving you cash back. To know the all rewards offered, read the following features:

Earn a cashback of $200 after spending $500 on all purchases. This cashback will be applicable for the first 3 months from your account opening.
A cashback of 5% on up to $1,500 in each quarter. This cashback will work in combined purchases as well as in bonus categories.
Via Chase Ultimate Rewards, get a 5% cashback on purchasing travel trips.
Enjoy a cashback of 3% on dining at restaurants. Eligible delivery service and takeout are also included here.
3% of cashback on all types of drugstore purchases.
1% cashback on all the remaining purchases.
Purchasing via the card issuer’s website gets 1% – 15% cash back at select merchants.
No Annual Fee
Intro APR of 0% up to 15 months from your account opening date. Also, a variable APR of 14.99% – 23.74%.

7) PayPal Cashback Mastercard

The PayPal Cashback Mastercard added some interesting cashback in their new updates. To know the offers, read the following features:

Earn a cashback of 3% on PayPal purchases and cashback of 2% on all the other purchases.
Cashback of $100 after spending $500 is applicable for the first 90 days from your account opening.
A new bonus category of 3% and a cash reward offer.
Cashback offer of 2% on an unlimited flat purchase.
No Annual Fee.
19.99% – 26.99% of variable Annual Percentage Rate (APR).

8) Capital One Savor One Cash Rewards Credit Card

This cash rewards card is also a complete package of cashback offers. Let’s check out the offers:

Earn a cash bonus of $200 after spending $500 on purchases. This reward work within 3 months from your account opening date.
3% of cashback on entertainment and dining purchases.
3% cash back on purchases of eligible streaming services.
3% of cashback on grocery items purchases.
Cashback of 1% on all the other purchases.
No Annual Fee.
There’s a promotional APR offer of 3% for the balance transfer fee.
A variable Annual Percentage Rate (APR) of 14.99% – 24.99%.
0% of Intro APR for the duration of the first 15 months from the account opening date.

9) American Express Blue Cash Everyday Card

One more card from Blue Cash offers different cashback offers. All the cashback offers are given below with the condition:

Earn a cashback of $200 after spending $2,000 on purchases with your new card. This cashback will be applied within the duration of the first 6 months of your Card Membership.
Cashback of 3% on grocery items purchases. This will work up to $6,000 per year in assets and only at U.S. supermarkets.
Earn cashback of 2% on gas in U.S. stations.
1% of cashback on the other purchases.
No Annual Fee.
Intro APR of 0% on all purchases up to 15 months from your account opening date.
A variable Annual Percentage Rate of 14.24% – 24.24%.

10) PenFed Power Cash Rewards Visa Signature Card

The PenFed Power Card features some cashback offers. All cashback offers, including other features of this card mentioned below:

Cashback of 2% on all the purchases for PenFed Honors Advantage Members.
1.5% of cashback on all the purchases made with your card.
Earn a cash bonus of $100 after spending $1,500 on purchases. This rewarding work within the first 180 days from your account opening date.
No Annual Fee.
0% of APR for balance transfers up to 12 months.
A variable Annual Percentage Rate of 14.99% – 17.99%.
For each transaction, 3% fee will be applied.

Pros and Cons Of Reward Credit Card

Pros

Earn rewards of cashback, points, or miles on each & every purchase.
You can redeem these rewards for different money-saving opportunities such as online shopping credits, booking travels & statement credit.
Numerous reward credit cards don’t charge an annual fee, like Chase Freedom Unlimited Card, Bank Of America Customized Credit card, Wells Fargo Active Cash Card, and some more.
Some reward credit cards provide 0% APR offers.

Cons

Some redeem options can give you low value for your rewards.
Some reward credit cards can require to keep the credit score always excellent or excellent.

Final Verdict

Once you have chosen the best rewards credit card for your needs, it’s time to make sure you take full advantage of its features. Make sure to use your card everywhere and maximize your rewards. And keep in mind that most cards offer complementary services like fraud protection and purchase protection if something goes wrong with your purchase.